In many countries it is illegal to own a car without insurance. And we all know how expensive our car insurance can be. If it was possible, I think many of us would prefer not to pay for it because we all know we are good drivers.
Sadly, there are as many or more bad drivers out there who will end up crashing into us. Accidents can’t be predicted and I guess with that in mind, it’s the law that all vehicles are covered under car insurance. In the long run, if we do get into any accidents, it will benefit us and with so many options online to choose from, I guess it’s not too difficult to choose one which suits you the best. 
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